Insurance Coverage Unstable for Ohio Kids with Special Health Care Needs
Newswise — A third of Ohio children with special health care needs have unstable or inadequate insurance coverage despite the fact that they may qualify for government health programs, according to a new data analysis by the Child Policy Research Center at Cincinnati Children’s Hospital Medical Center.
via Insurance Coverage Unstable for Ohio Kids with Special Health Care Needs.
I know we have a lot of Ohio members on the site, just wanted to give you a heads up.
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About The Author
Julia Roberts
Julia Roberts is founder of Support for Special Needs and has been a regular contributor since its inception in May 2010. A mom to two kids with special needs, she didn't want other parents to feel what is the often isolating world of raising a child (or two!) with disabilities. Her kids had kidney transplants at the age of eight and will need liver transplants in the future as a result of ARPKD/CHF. They both have vision disorders and learning disabilities.
“• There are twice as many publicly-insured children with depression, anxiety or other emotional problems as privately-insured (31.8 percent vs. 15.0 percent).”
My personal experience with private insurers is that they do not offer coverage to children on medication with ADHD – as is the case with my daughter. She is currently covered via her late father’s insurance (COBRA) but my attempts to have her insured privately have all met with not denial but the choice by the insurer not to offer coverage to her, only to my second child and myself.
My understanding is that by September, the national health care reform will require that my current insurer add her to my policy, and I will attempt to do that. However, as a private (not employment sponsored) insurer, I am forced into such high deductible plans that leave us with basically catastrophic coverage. That might change some if my older daughter is added to our plan as long as they don’t increase the deductible.